Payday LoansNeed a cash advance until your next payday? Speedy Cash provides payday advances to residents across Washington State. View Payday Loan Fees
We also offer payday loans to outlying towns like Winlock, Toledo, Castle Rock, Grand Mound, Cathlamet, Kalama, Woodland, Rainier and Rochester.
Introduction to Payday Loans
Welcome to Speedy Cash. Thank you for choosing us. We know that making informed financial decisions is important to you, and we invite you to take a moment to review these answers to frequently asked questions about Speedy Cash loans.
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Facts About Our Payday Loan Services
Why do people choose a Payday Loan to borrow money for a short period of time?
Surveys show that while most people typically do a good job of managing their household budgets, most of us need occasional help. An increasing number of consumers choose a Payday Loan to cover unexpected expenses or bridge a short-term cash shortage between paydays. A Payday Loan is a short-term loan that provides a sensible alternative to bounced checks, late payment charges or tarnished credit rating.
How often do people typically borrow money?
A Payday Loan is a short term loan to cover an occasional, unexpected cash shortage between paydays. A Payday Loan does not provide the kind of help intended if used repeatedly to the point of incurring additional debt. We recommend that you investigate other financing options if you are planning on borrowing money beyond your next payday.
A Payday Loan is not a long-term solution for ongoing budget management.
How does Speedy Cash determine how much I can borrow?
How does Speedy Cash determine what to charge?
Does Speedy Cash vary the loan fee based on my credit rating?
If a payday loan is quick and simple why is there so much information in the Loan Agreement and Disclosure Statement?
Can I just pay the loan fee to extend the loan? Washington State law prohibits "rollovers".
What is a Checkless Loan and how do I get one?
A checkless loan is a payday loan that does not require a personal check. Instead of depositing your check into the bank or coming in and buying the check back Speedy Cash simply debits the funds directly from your checking account.
To qualify for a checkless loan you need a drivers licence, most recent bank statement with full account number printed on the statement, and your most recent pay stub. You must have direct deposit of your funds into the banking account that you will be using for the loan.
Can I make payments over the phone?
Can I pay off my loan before it is due?
Yes, You can prepay your loan in full prior to the due date with no prepayment penalty.
How do I repay my payday loan?
What if I am unable to repay my loan on my due date?
Call us today with any questions and to get started.
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